Encinitas

Encinitas

Encinitas is a coastal beach city in San Diego County, California. Located within Southern California, it is approximately 25 miles (40 km) north of San Diego inNorth County and about 95 miles (153 km) south of Los Angeles. As of the 2010 census, the city had a population of 59,518, up from 58,014 at the [...]

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Carlsbad

Carlsbad Beaches

Carlsbad’s history begins with the Luiseño people who located one of their villages, Palamai, near what is today Agua Hedionda Lagoon. In the 1880s a former sailor named John Frazier dug a well in the area. He began offering his water at the train station and soon the whistle-stop became known as Frazier’s Station. A [...]

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Temporary Payroll Tax Cut Continuation WILL Raise Interest Rates Overnight

Interest Rate Hike

To usher in the New Year, Congress naturally helped itself to yet another break, while leaving the economy to fester on the newest roadblock to recovery: self-inflicted bloated interest rates, suddenly apparent in the rush to lock loans for a February close of escrow. In an effort to discover the source of these most unwelcome [...]

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The Mortgage Markets And Liquidity

dripping faucet

Since the beginning of the economic crisis, the hurdles imposed by Congress’ desperate attempt to speed-reverse the power and subsequent damage caused by the oligarchy of big banks, combined with the barbed wire effect of the much-abhorred Dodd-Frank bill has, as intended, made money-lending unrecognizable.  Nothing like swinging the pendulum too far in the other [...]

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The Debt Ceiling – A simple explanation

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Lower Jumbo Loan Limits – How Will It Affect The Real Estate Markets?

Fannie Mae Loan Lomits

By now most real estate and mortgage professionals know that on September 30th the “Conforming High Balance” loan limits are due to be lowered. During the collapse of the economy this was the single most effective measure that Fannie Mae exercised to help the housing market. In an industry that has been plagued with major [...]

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Mortgage Rates Update May 18, 2011

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Lenders still making big money on home appraisals – BostonHerald.com

Lenders still making big money on home appraisals – BostonHerald.com.

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Meet The Robosigner Behind The Foreclosure Mess, Courtesy Of CBS

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Government Policies Stifle Home Sales & Deflate Home Values, From TBWS

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