Ethics, Honesty, and Up To The Minute Information
To usher in the New Year, Congress naturally helped itself to yet another break, while leaving the economy to fester on the newest roadblock to recovery: self-inflicted bloated interest rates, suddenly apparent in the rush to lock loans for a February close of escrow. In an effort to discover the source of these most unwelcome [...]
By now most real estate and mortgage professionals know that on September 30th the “Conforming High Balance” loan limits are due to be lowered. During the collapse of the economy this was the single most effective measure that Fannie Mae exercised to help the housing market. In an industry that has been plagued with major [...]
As per the Case Schiller Report San Diego shows the best Month over Month and Year over year home price appreciation. One more reason to rely on your local Real Estate and Mortgage experts.
So many financial technical signs appear to point in the direction of lower rates. After several weeks of minimal increases, the markets seem to be realizing that although by definition the recession ended in June of 2009, the job picture is showing no signs of recovery any time soon. In simple terms a weaker economy [...]
Due to market conditions and the declining home values, “cash-in” Refinances are becoming extremely popular. During the sub-prime years this type of loan would have never existed. The fact of the matter is that the financially savvy homeowner realizes that money market accounts, certificate of deposits, saving accounts, etc. are paying, in some case, 1% [...]
Wikepedia defines “deflation” as: In economics, deflation is a decrease in the general price level of goods and services.[1] Deflation occurs when the annual inflation rate falls below zero percent (a negative inflation rate), resulting in an increase in the real value of money – allowing one to buy more goods with the same amount [...]
As of late the trust for the banking and Real Estate industries has come under attack. The market is anemic at best and often the finger points at the professions that are in the field under fire. The mortgage business in particular is going through a tremendous overhaul as it relates to education and disclosure [...]
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